s2Join Waitlist

EURKES

Send money to Kenya — M-Pesa delivery in minutes.

Transfer EUR to KES via M-Pesa or bank deposit. S2 Transfer delivers to Kenya in 15 minutes at near-zero cost.

SEND EUR TO KENYASEE FEE COMPARISON ↓
SENDINGEUR
RAILStablecoin
RECEIVINGKES
MID-MARKET RATE1 EUR = 140.5000 KES

Send 500 from Europe to Kenya

PROVIDERFEERATERECIPIENT GETSTOTAL COSTSPEED
S2 TransferBEST€0139.867869,933.88 KES0.45%~15 min
Wise3.41139.488469,268.54 KES (−665 KES)1.40%1–3 days
WorldRemit3.99136.987567,947.17 KES (−1,987 KES)3.28%Minutes–1 day
Your Bank (SWIFT)35.00135.582563,045.86 KES (−6,888 KES)10.26%3–5 days

How EuropeKenya works

COLLECT
You send EUR via SEPA

Standard bank transfer from your account. No special setup, no app download.

CONVERT
Instant stablecoin conversion

EUR converts to USDC, moves across the blockchain in seconds. Zero intermediary banks.

SETTLE
USDC converts to KES

Settled via M-Pesa/Bank. Recipient gets local currency — never sees crypto.

DELIVER
Arrives in ~15 minutes

Full tracking. Both sender and recipient get status updates via WhatsApp.

FEE
0
FX MARGIN
0.45%
RATE
139.8678
TIME
~15 min

Frequently asked

Other corridors

EURINRGermany to India~0.45% all-inEURNGNEurope to Nigeria~0.45% all-inEURBRLEurope to Brazil~0.45% all-inEURMXNEurope to Mexico~0.45% all-inUSDMXNUnited States to Mexico~0.45% all-inUSDBRLUnited States to Brazil~0.45% all-inEURTRYEurope to Turkey~0.45% all-inEURPHPEurope to Philippines~0.45% all-inGBPNGNUnited Kingdom to Nigeria~0.45% all-inUSDINRUnited States to India~0.45% all-inUSDNGNUnited States to Nigeria~0.45% all-inUSDPHPUnited States to Philippines~0.45% all-inGBPINRUnited Kingdom to India~0.45% all-inGBPKESUnited Kingdom to Kenya~0.45% all-inEURCOPEurope to Colombia~0.45% all-inUSDCOPUnited States to Colombia~0.45% all-inEURGHSEurope to Ghana~0.45% all-in
1 EUR = 140.5000 KES
YOU SEND
🇪🇺EUR
RECIPIENT GETS
🇰🇪KES
139,867.75
Arrives~15 minutes
Transfer fee0
FX margin: 0.45%
Estimated total cost€4.50
SEND MONEY →

READY?

Send EUR to Kenya.

No app to download. Just message us on WhatsApp.

START YOUR TRANSFER →

Sending money, made simple.

Use chat for quick sends or the dashboard for full transfer control.