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Send money anywhere, with 0 fees, right from your chat.

Transfer money locally or to 40+ countries without downloading an app. Just open WhatsApp, insert the phone number, and the money arrives in minutes.

WhatsApp coming soon Telegram coming soon
SEE IT IN ACTION

Money moves in a message.

Watch how a cross-border payment completes in under 30 seconds — via WhatsApp.

One platform. Two simple ways to send.

Send money globally from chat or manage transfers at scale from the dashboard.

S2 Send

Send money anywhere, with 0 fees.

WhatsApp Telegram soon
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⬡ S2 Business

Cross-border business payments from 0.65%.

Cost Transparency
Policy Controls
Get a demo

How it works

Sending money globally, made simple.

Send money worldwide in minutes, not days. We route funds on modern rails so you get transparent pricing, fast settlement, and clean tracking.

Convert

Your EUR converts to USDC — no intermediary banks.

InstantNo SWIFT fees
Start sending ->
Traditional bank wire
EUR
→
Bank
→
SWIFT
→
Corresp.
→
Local Bank
→
BRL
4 intermediaries2–5 days~3% fees
vs
S2 — stablecoin rail
Convert
Settle
0 intermediaries~18 min0.4% fee
Global coverageTransparent pricingSettles in minutesTrack every transfer

Choose how you send.

Manage in dashboard

  • Create one transfer or upload CSV
  • Approvals, status tracking, and exports
Open dashboard ->

Integrate with API

  • REST API with webhook callbacks
  • Trigger transfers from your stack
Read the docs ->

Everything you need to send money globally.

Transparent pricing

See fee + FX as one number before anything moves.

  • All-in quote before you approve
  • Compare against your bank wire cost

Approval controls

Set transfer rules once and apply them automatically.

  • Route by amount, corridor, or role
  • Keep every payment policy-compliant

Full transfer history

Every transfer includes status, timestamps, and an exportable audit trail.

  • Built for reconciliation and reporting
  • Per-transfer cost breakdown

Start simple, scale later

Begin with chat or CSV, then automate with API when you are ready.

  • Batch transfers via CSV
  • REST API with webhook events

Global Transfer Flow

You see the total cost before sending.

  • Fee + FX in one quote
  • No hidden pricing

EUR -> BRL

fee0.42%
fx5.7832
totalEUR 4,200
time~18 min

Where can you send money?

Select your country to see what's available

Get started in three steps.

1

Choose your start

Open a WhatsApp chat for quick local or international sends, or use the dashboard for structured transfer workflows.

2

Confirm upfront pricing

Review fees, FX, and delivery estimate before you send so there are no surprises.

3

Track and reconcile

Follow every transfer to completion and export records whenever you need them.

Common questions.

About cost, corridors, integration, and compliance.

Traditional transfer routes often include multiple intermediaries and FX markups. S2 shows the all-in price upfront so you know the real cost before sending.

Not at all. You send in your local fiat currency, recipients get paid in their local currency. S2 handles the instant 'stablecoin sandwich' mechanics in the background to bypass expensive banking rails.

Typical pricing is 0.35-0.55% all-in including FX for supported corridors, shown before you approve.

Most supported corridors settle in under 20 minutes.

Yes. Every transfer has status, timestamps, and exportable records for reconciliation.

You can send money locally within your own country or internationally to 40+ destinations including Brazil, India, Philippines, Nigeria, Mexico, and more.

Sending money, made simple.

Use chat for quick sends or the dashboard for full transfer control.